Current Best Mortgage Rates in Carmel, IN

If you, like many other Americans, have been impressed by falling mortgage rates and are planning on purchasing your first home, the present may really be the most opportune time. Of course, just because average Carmel mortgage rates are at historic lows doesn’t mean every lending institution will be offering a great deal. In order to lower the cost of your home purchase as much as possible, it’s recommended you research the rates available locally and find the very best.

Whether you’re interested in a traditional fixed rate mortgage or are planning on obtaining an ARM, there’s a lender in Carmel, IN with a great rate for you. Below is a list of the best mortgage rates in Carmel across a variety of loan types.

Carmel Banks and Credit Unions with Lowest Mortgage Rates

Top Carmel 15-Year Fixed Mortgage Rates

• PNC Bank, National Association: 3.25%
• • No Orig. Fees
  • Points: 0


• Bloomfield State Bank: 3.25%
• • No Orig. Fees
  • Points: 0


• Forum Credit Union: 3.25%
• • No Orig. Fees
  • Points: 0

Best 30-Year Fixed Mortgage Rates in Carmel

• Superior Mortgage Services, Inc: 3.88%
• • No Orig. Fees
  • Points: 0


• Huntington National Bank: 3.88%
• • No Orig. Fees
  • Points: 0.75


• Rock Financial: 3.99%
• • No Orig. Fees
  • Points: 2

Lowest Carmel 3/1 ARM Mortgage Rates

• Old National Bank: 2.5%
• • No Orig. Fees
  • Points: 0
  • Caps: 2% per Adjustment Period


• BMO Harris Bank National Association: 2.63%
• • No Orig. Fees
  • Points: 0
  • Caps: 2% per Adjustment Period


• PNC Bank, National Association: 2.75%
• • No Orig. Fees
  • Points: 0
  • Caps: 2% per Adjustment Period

Best Mortgage Rates for a 5/1 ARM in Carmel

• Old National Bank: 2.63%
• • No Orig. Fees
  • Points: 0
  • Caps: 2% per Adjustment Period


• Fifth Third Bank: 2.75%
• • No Orig. Fees
  • Points: 0
  • Caps: 2% per Adjustment Period


• JPMorgan Chase Bank, National Association: 2.75%
• • No Orig. Fees
  • Points: 0
  • Caps: 2% per Adjustment Period

Please note that these rates are accurate as of November 2011, but are subject to change at any time. Additionally, borrowers may be subject to additional requirements and credit approval in order to receive the lowest advertised rate. Please contact individual lenders to verify rates before applying for a loan.