If you’re in search of the best 12-month CD rates available today, you should begin by comparing the rates from local financial institutions near you. Generally, community-oriented banks and credit unions are in a better position to offer more competitive interest rates on deposit accounts. 
| Featured Rate | |
|---|---|
CIT Bank
 |
1.26%
Date: Feb 16, 2012
2-Year CD Rate
|
| Highest Rates Recent Rate Changes | |
| Encompass Credit Union 2 Year CD Account |
1.76%
Date: Feb 10, 2012
|
| Indianapolis Newspaper Credit Union 2 Year CD Account |
1.26%
Date: Feb 22, 2012
|
| Charles St. Community Credit Union 2 Year CD Account |
1.26%
Date: Feb 20, 2012
|
| SCB BANK 2 Year CD Account |
1.25%
Date: Feb 14, 2012
|
| Kokomo Heritage Credit Union 2 Year CD Account |
1.20%
Date: Feb 7, 2012
|
| Industrial Federal Credit Union 2 Year CD Account |
1.00%
Date: Feb 22, 2012
|
| Centra Credit Union 2 Year CD Account |
1.05% to
1.00% Date: Feb 20, 2012
|
| Centra Credit Union 12 Month CD Account |
0.90% to
0.85% Date: Feb 20, 2012
|
| Centra Credit Union 6 Month CD Account |
0.45% to
0.40% Date: Feb 20, 2012
|
| Honda Credit Union 2 Year CD Account |
0.95% to
0.80% Date: Feb 15, 2012
|
| Honda Credit Union 12 Month CD Account |
0.65% to
0.55% Date: Feb 15, 2012
|
| Citizens Bank of Indiana 2 Year CD Account |
0.65% to
0.55% Date: Feb 15, 2012
|
